Main Office: 815.321.5000 | Lost or Stolen Cards: 800.264.5578


Personal Certificates of Deposit

Our Certificates of Deposit are secure investments with a guaranteed rate of return. With competitive rates and flexible maturities, we have a certificate that will enhance any portfolio.

  • $1,000 minimum to open
  • Terms range from 30 days to 5 years
  • Add-On feature available on 12 month term CD – allows you to add additional deposits (at least $100) to your existing CD without changing the maturity date.
  • Available for both personal and commercial customers
  • Early withdrawal penalties vary by term


Planning for retirement and looking for possible tax advantages? We offer both Traditional and Roth Individual Retirement Accounts, so you have the option to invest each year to make your “golden” years the best they can be. All Certificates of Deposit are available for IRA investments.